Finance Options

We help process many insurances and participate in network with the insurance companies.

Please note: Payment is due at the time of service.

As a courtesy to you, we will bill your insurance company and track claims. Please keep us informed of any changes to your insurance plan. You are responsible for the fees charged by our office, no matter what your insurance coverage may be. Most insurance companies should respond to the claim within four to six weeks. Any remaining cost is your responsibility.

Your Dental Insurance

We help process many insurances and participate in network with the insurance companies listed below.

If you have dental insurance, we will help you to maximize the benefits to which you are entitled. We will also be to estimate your,coverage and to process your claims as a courtesy to you. Many variables exist from carrier to carrier, however (deductibles, annual maximums, allowable fee limitations, non-covered procedures, Usual and Customary Fee Schedules, etc.), and we cannot guarantee private payment portion estimates as anything other than what they are - estimates. Dental insurance plans are intended to support your investment in your dental health rather than to cover all procedures completely, and the degree of your coverage will always depend upon the particular contract that you and/or your employer have chosen. Ultimately you are responsible for charges incurred. If your insurance carrier has not paid its portion within thirty (30) days from the start of treatment, we may contact you to request that you call your insurance company. Often, your call will speed the consulting process and the approval of compensation. If your insurance company has not paid its estimated portion within 90 days from the start of treatment, we will let you know, you will become responsible for satisfying all additional requests from your insurance company, and subsequent reimbursement from your carrier will be made directly to you. We'll be glad to clarify any aspect of your treatment or financial obligations/arrangement.

Don't hesitate to ask us for more information!

As always, in your best interest,
Dr. Olga Shvarts and Team

Affording excellent dental care is simple and easier than you think. We are very accomodating to you individual needs. We can even offer you 0% financing when qualified.

Dental treatment is an excellent investment in an individual's medical and psychological well being.  Financial considerations should not be an obstacle to obtaining this important health service.  Being sensitive to the fact that different people have different needs in fulfilling their financial obligations, we are providing the following payment options.

Flexible Monthly Payment Option

Apply Now for CareCreditWith our convenient payment plan administered by CareCredit, you can have the smile of your dreams today. CareCredit, the nation's leading patient payment program enables you to finance 100% of your dental care with no upfront costs, no annual fees, and no pre-payment penalties. So, begin your treatment TODAY!

Care Credit can be used by the entire family for ongoing treatment without having to reapply. Care Credit offers a comprehensive range of plan options, for treatment or procedure fees from $1 to over $25,000, and it only takes a few minutes to apply for CareCredit. To learn more about CareCredit, call 1-800-839-9078, or visit their web site at

Payment in Full - Ask about our special courtesy discount for payment in full at the start of treatment for procedures over $1000.

We Accept Visa, Master Card, American Express, and Discover.

Patients Who Have Dental Insurance - We prefer to call them insurance benefits which assist you and your family in receiving the best of dental quality care. We participate in several insurance plans, optimize your benefits, and process your dental claims for you as a courtesy.

We accept all insurances and are in network with the ones below.

metlife guardian cigna aetna aetna aetna aetna aetna